Monthly Archives: October 2020

These are the 5-Star Medicare Advantage Plans for 2021 in Florida

nurse-hands-five-stars

If you are a Medicare patient, you have undoubtedly noticed a recent torrent of ads from Medicare insurance providers. This is an annual event, coinciding with Medicare’s Open Enrollment Period, which runs from October 15 to December 7 of each year. During this period, seniors can easily sign up for a new plan, switch plans […]

This is the ideal retirement lifestyle investment for travel lovers

giant-rec-RV

Retirement is the perfect time to make dreams of extended travel come true, but it is not always easy on the wallet. Flights, hotels and rental cars can be a headache. More and more retired Americans are looking to owning an RV because of its hassle-free nature but have no idea where to begin with […]

Gospel singer sees youth flocking to Christianity

Garrett Hornbuckle

| Originally published in the Fall 2020 edition of OurSeniors.net Magazine | On our magazine cover, we have Garrett Hornbuckle, his wife Danielle and daughter Ella Grace, because they are an inspiration that we should look to for hope for our next generation. When he was younger, Garrett grew up in a broken home, not […]

Are your Social Security benefits taxable?

social-security

Will you have to pay income tax on the Social Security benefits you receive? It depends on many variables. The IRS uses a measurement called “combined income” to determine if you need to pay taxes on any part of your Social Security benefits. Combined income is made up of two parts: 50% of your Social […]

What is a revocable living trust and do I need one?

will-testament-800

| Written by Andrew C. Grant | One of the most frequent questions I get when meeting with new clients to plan for their estates is whether they need a trust or not.  This question is usually prompted by a lack of information, or misinformation, as to what a trust does as part of a […]

Plan now for the 2021 Medicare open enrollment period

medicare open enrollment

Medicare’s Open Enrollment Period (OEP) runs from October 15 to December 7 of each year. The choices made during that time become effective the following January 1, remaining in effect for the coming year. During the OEP, Medicare patients may make changes that can substantially affect the way they receive and pay for medical care. […]

Important documents you should have in place now

women doing paperwork

| Written by Laurie Taylor | “By failing to prepare, you are preparing to fail.” ― Benjamin Franklin When I talk to clients about having their Estate Documents in place, I am often dismissed because “we don’t have enough money to worry about.” Estate Documents deal with much more than money. They also state your […]

Why tax-deductible items are not what they appear

doing taxes

| Written by Brett Porter, EA for Winter 2020 Edition of OurSeniors.net Magazine | Every year you hear it. You may even say it yourself. “I can just write it off on my taxes,” but can you really? Most people are completely confused as to whether or not all their tax deductions are even making […]