December 7 is Pearl Harbor Remembrance Day

December 7 is Pearl Harbor Remembrance Day

As you may know, today is Pearl Harbor Remembrance Day, which is a reminder of the tragedy that happened this day in 1941. Franklin D. Roosevelt said it was “a date which will live in infamy” as the surprise attack by the Japanese Imperial Army caused more than 2,000 people to be killed. Four very important U.S. Navy battleships sank, and four others were damaged along with hundreds of aircraft destroyed or damaged. We would like to remember those who lost their lives, their families, and those who lived through the tragedy....
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There are more Medicare Enrollment Periods than you might think

There are more Medicare Enrollment Periods than you might think

Medicare’s Enrollment Periods Unlike the health insurance you may have had before turning 65, Medicare has multiple “enrollment periods.” Each of these windows is designed for people in a specific situation. You may be new to Medicare, changing residences or trying out an Advantage plan to see how you like it. There is likely to be a defined window, an “Enrollment Period,” for every situation that you encounter. Well-intended as they are, Medicare’s various enrollment periods can confuse many people. This can lead to missed deadlines, late-enrollment penalties, periods without any insurance coverage or paying higher premium rates to buy the policy you want. You can avoid Medicare snags by understanding the enrollment periods and knowing if you qualify for them. Below is a summary of the Medicare enrollment periods you may encounter.   The Initial Enrollment Period (IEP) Seniors who are enrolling in Medicare for the first time usually do so during their Initial Enrollment Period (see below for the exceptions). This seven-month window includes...
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