By Andrew Wommack
For many years, the area of finances was one of the hardest parts of my walk with God. I loved the Lord and believed His Word, yet I struggled financially. From around 1972, when I started in ministry, all the way to 1996, Jamie and I barely made ends meet—and it nearly shut our ministry down. But it wasn’t God’s fault; it was mine. I had fear, doubt, and wrong concepts about money.
Church Myths About Money
Much of that struggle came from what I’d been taught about money as a believer. I grew up in a church that taught it was ungodly to talk about finances. They believed that if you were a Christian, God would supply your needs (Phil. 4:19), not your wants. They really emphasized 1 Timothy 6:10, that the love of money is the root of all evil. That way of thinking may sound spiritual, but it actually distorts Scripture by treating money itself as evil.
How Your Thinking Affects Your Finances
At the root of all this isn’t money—it’s thinking. Proverbs 23:7 says that as a man thinks in his heart, so is he. If you’re poor, it’s because your thinking is poor. It’s not because of your skin color, gender, or education. It’s not because someone didn’t treat you fairly. Your finances are a reflection of your mindset about money.
The good news is that your thinking can change. Beliefs can change. And when your heart and mind line up with God’s Word, financial breakthrough follows. And once your thinking changes, the next issue you have to settle is ownership.
In Luke 16, Jesus told a parable about a rich man and his steward. The lesson is profound: it’s not your money. God is the source of all you have. Your talents, your opportunities, your resources—they’re not for you alone. You are a steward. A steward is someone who manages something that belongs to someone else.
He that is faithful in that which is least is faithful also in much: and he that is unjust in the least is unjust also in much. If therefore ye have not been faithful in the unrighteous mammon, who will commit to your trust the true riches?
Luke 16:10–11
Money isn’t the enemy; it’s just a tool. The problem comes when your heart is on money instead of on God. Covetousness and fear of running out—those are signs you’re not stewarding well. But when your heart recognizes God as the source and you faithfully manage what He’s given, blessings follow. If He can get it through you, He will get it to you.
Practical Steps to Changing Your Money Mindset
I want to help you live this out, so here are a few simple, biblical steps:
- Shift your mindset: Recognize that it’s not your money. God owns it, and He’s entrusted you to steward it faithfully.
- Start small: Faithfulness begins in the “least.” Give generously from what you have, trusting God to multiply it.
- Obey, even when it seems impossible: Don’t let what’s in your wallet limit what God wants to do.
- Avoid comparing or blaming: Let go of societal prejudices and excuses. Focus on your stewardship, your heart, and your obedience to the Lord.
If this feels hard, there’s a reason for it—and Jesus addressed it directly. Look what He said in Luke 16:13: “No servant can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other.”
This is where a lot of believers get stuck. They love God. They want to obey Him. But this one issue keeps pulling them back. And until it’s dealt with, nothing else really works the way it should.
If this encouraged you, stirred you, or even stretched your thinking, please visit my website at awmi.net for additional free teachings and resources. If you need prayer, I encourage you to call my Helpline at 719-635-1111, where one of my trained prayer ministers would love to pray with you.
We love you,
Andrew and Jamie
