Category Archives: Uncategorized

Financial Fraud Against Seniors

Approved Services & Vendors

Fraud against seniors has grown so rapidly in the past few decades its astonishing. This is due to a large number of Baby Boomers well into retirement and the belief that they have a meaningful amount of money in their accounts. All seniors are targeted by these criminals, not just the wealthy, and they usually […]

A Medicare Minute – Original Medicare (Parts A and B)

Respite Care & Assisted Living FL

Medicare Advantage Plans (Part C of Medicare) have grown substantially over the past decade. In 2018, 34% of Medicare beneficiaries were enrolled in Medicare Advantage plans. However, “Original Medicare” remains the choice of more than two thirds of all Medicare recipients.  In fact, Original Medicare is the default plan, if you don’t choose another option. […]

A Medicare Minute, “The Parts of Medicare”

Medicare Card

Sometimes it pays to review basic information. This is certainly true when it comes to Medicare; a survey conducted by the Medicare administration revealed that a majority of seniors could not name or describe the four parts of the Medicare system. This is information that every senior should have at hand, especially when signing up […]

A Medicare Minute – “Five-Star” Medicare Plans

Did you know that Medicare gives ratings to some of its plans? This is not true of all Medicare Parts; only Part C, Medicare Advantage Plans, are rated by the Centers for Medicare and Medicaid Services. The CMS compiles the data and sets the standards for the rating system. Some of the rating factors include: […]

Create a mySocialSecurity Account

social security admin

Seniors are adopting technology at a faster and faster pace. Managing your financial affairs, including banking, Medicare and Social Security accounts are key parts of making a successful transition to senior living. If you have not done so already, setting up an online account with the Social Security Administration will give you a very helpful […]

Paying for Assisted Living

Seniors enjoying senior life.

We know that “home instead” is the first choice for senior living in most cases. Numerous studies conducted by the American Association of Retired People and other organizations have confirmed this. Most seniors would prefer to “age in place” in the familiar surroundings of their long-time home. We also know that this sometimes becomes impossible […]

OurSeniors.net Family of programs

Andrew C .Grant

The OurSeniors.net Family of senior-oriented services is growing all the time! We are excited about the new services, like the Brunch and Learn Events. The next one is on May 17 at D.B. Pickles in Ormond Beach, and you can see details at the link above. However, we should not forget about the OurSeniors.net core […]

Have You Planned Ahead for Assisted Living?

Best for My Parents

“Be Prepared” is wise advice. Throughout our lives, we try to be prepared for occasions like moves, weddings, bad weather and storms, and events of any type we can foresee.  Why is it that so many people never think about senior assisted living or in home care until the very minute it is needed? It […]

It is not too soon to think about your tax return for 2018

taxes

It is not too soon to think about your tax return for 2018. Here are some important dates: Early Filing of 2018 Taxes has already begun January 28, 2019 IRS Started Processing Tax Returns (shutdown has ended) April 15, 2019 is the Tax Filing Deadline for 2019 October 15, 2019 is the Deadline for Extension […]

Planning Long-Term Care

Andrew C .Grant

Planning for long-term care costs may require significant changes to a senior’s estate plan.  For example, qualifying for Medicaid may require giving assets away now instead of waiting until death.  That makes it important to consider both aspects of planning when trying to meet the client’s needs. Elder Law planning often involves clients who need […]